Phishing emails are the preferred choice of hackers for launching cyberattacks — and for good reason. Phishing has a high success rate and low upfront costs, and a malicious message can be sent to thousands of unsuspecting, susceptible targets over a short period. In fact, 9 in 10 cyberattacks start with a phishing email, and AI tools like ChatGPT have only made phishing easier. Today’s cybercriminals are creating highly sophisticated emails featuring social engineering scams that can fool even the most wary professional. That’s why it’s essential to be aware and alert whenever you’re about to open any links through emails, even ones sent from friends and family. We’ve outlined the best ways to handle phishing emails below to help you avoid cyberattacks, but first, let’s look at how you can identify a phishing link.

How do you know if you clicked a phishing link?

Let’s say you’re distracted or rushing work to meet your deadlines and accidentally click on a link you’ve received through a suspicious email. How do you confirm your suspicions?

It may seem difficult, but there are sure signs you can look for to identify a phishing link. Here are a few examples:

1. Hover over the link: Identifying a fraudulent link can be as simple as hovering your mouse cursor over the hyperlinked text to preview the link’s destination. If the hyperlink doesn’t match the link displayed, assume it’s a phishing link.
2. Use a URL/link checker: There are several free link-checking tools available on the web that you can use to check the validity of a website. Google Transparency Report is an ideal example that lets you quickly determine the safety of a URL.
3. Verify the website’s information: If you feel unsure of its authenticity and are worried about it being a phishing website, cross reference the contact information or contact page displayed on it. Verify the domain name and use domain trackers as an additional measure to help distinguish a genuine website from a counterfeit.
4. Requesting personal information quickly: If the link directs you to a website that asks you to submit personally identifiable information (PII) or financial information with a sense of urgency, it’s a red flag. Always check the authenticity of a website before divulging any sensitive information.
5. Spelling and grammar: If the link leads you to a website or landing page containing grammatical or spelling mistakes, it’s probably a phishing attempt. Organizations today are very particular about their consumer-facing language, content, and format, so finding such errors is unlikely.

Remember, stay calm, and act with caution. While hackers can fail multiple times, you, on the other hand, have to slip just once.

• What happens if you click on a phishing link?

If you click on a phishing link, you will most likely be redirected to a fake website or download page of a company or product that may seem legitimate at first glance.

Bad actors create these pages for a variety of reasons, and none of them are good. Cybercriminals may lure you onto a malicious webpage to:

1. Achieve their financial goals: Cybercriminals start most phishing campaigns for financial gains. They create phishing links to obtain your financial data, like login credentials for online banking and credit card details to carry out fraudulent transactions. They can also sell your PII on dark web forums.
2. Steal your identity: Malicious links can also allow bad actors to steal your PII, such as your social security number and email credentials, which can then be used to commit criminal activities using your identity.
3. Distribute malware/ransomware: Phishing links may prompt the download of malicious software that can wreak havoc within your network, track online activities, or grant bad actors complete remote control of your devices and data.

• What to do if you click on a phishing link?

Now that you understand the dangers associated with falling victim to phishing campaigns let’s see how you can avoid phishing traps to ensure continued IT security for your organization.

1. Never enter data or provide information: If an email link redirects you to a website requesting any personal information, don’t give it. Carefully check the credibility of the website using the tips provided above. If you’re still unsure about the site’s legitimacy after checking it out, exit the page.
2. Disconnect your device from the internet and network: Just clicking on a phishing link may trigger an automatic download of malicious software, like ransomware. If you think you’ve clicked on a malicious link, immediately disconnect your device from your company’s network and Wi-Fi and inform your manager and tech support.
3. Locate and delete any automatic downloads: If you feel like you clicked on a phishing link, do some detective work and scan your system and devices for any unfamiliar files or recent downloads. Do not open them if you don’t recognize them — delete them. The files may contain malware or viruses. Taking the time out to discover such downloads can be a lifesaver.
4. Back up your data: With cybercriminals growing more aggressive in their approach, losing all your data is a real threat. With the widespread adoption of wiper malware, backing up your data is critical. Backups can save your organization from lost business, delayed operations, lost productivity, and expenses. Develop an effective data management strategy and save and update your data on external storage systems for improved security and recovery. Solutions that automatically back up data are helpful.
5. Change credentials and passwords: When you feel like you’ve entered your credentials and passwords on a fraudulent website you visited through a suspicious email, leave the page immediately, log out from all devices, and change your credentials. Remember, hackers can harvest your credentials through phishing links. Whether a phishing attack is successful or not, setting strong new passwords is an effective way to prevent cybercriminals from gaining access to your user account, which may include saved usernames and passwords. Make a note to change your passwords regularly and never reuse a password.

Fighting the urge to panic is essential to fending off a phishing attack. Be practical in your approach to handling the situation. Please educate yourself about the latest trends, technologies, and practices cybercriminals adopt to improve their scams. Don’t rush to open unfamiliar emails and links. However, there’s only so much you can do on your own. That’s why employing effective phishing prevention solutions is critical.

Source: ID Agent